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This Electronic Communications Policy describes how we will provide information to you. 

This policy is part of our Terms and Conditions. By using any of Coopita’s services, you’re agreeing to this policy and our Terms and Conditions. 


1. Information which Coopita Will Send You 

Coopita will sometimes need to send you important messages about your use of Coopita’s website or other services (collectively, our “Services”). This policy covers all of those messages, including the terms, policies and user agreements applicable to your use of the Services, statement of accounts, transaction information, privacy disclosures, tax statements and other legal documents that will be provided to you electronically (collectively, the “Electronic Communications”). 


2. Communications Will Be Sent Electronically 

Under this policy, you give your consent for Coopita to provide you with the Electronic Communications (including all legal terms and legally-required disclosures) electronically. You also agree that your agreement with electronic terms and disclosures has the same legal effect as if you had signed an agreement on paper. For example, if you click a button on Coopita’s website electronically, and language appearing next to the button informs you that you will agree to certain terms by clicking the button, then your click of the button will have the same legal effect as signing an agreement on paper. 


3. Delivery of Information 

Coopita may provide you with Electronic Communications (a) by emailing them to you at the email address listed in your Coopita account, (b) by posting them on the Coopita website, or (c) by making them available via a website designated in an email notice to you. 


4. Technical Requirements to Receive Electronic Communications 

In order to receive Electronic Communications, you must have the following:  

•A computer or mobile device; 

•A connection to the Internet; 

•An internet browser that supports 128 bit encryption, with cookies enabled; 

•An active email address; and 

•Sufficient electronic storage space on your computer's hard drive or other data storage unit and/or an installed printer to print disclosures. 


5. Withdrawing Consent for Electronic Communications 

You may withdraw your consent to receive Electronic Communications at any time by submitting an email request to us at <help@coopita.com> 

Note that if you withdraw your consent to receive Electronic Communications, such withdrawal will only be effective after Coopita has had a reasonable period of time to process your withdrawal (usually 3 months). Additionally, if you withdraw your consent to receive Electronic Communications, and Coopita is required to send you paper copies of communications, Coopita may cancel your access to the Services. 

In order for Coopita to send you paper copies, you must have a current mailing address on file in your Coopita user account. Coopita reserves the right to charge you reasonable fees to cover the costs of sending you paper copies of Electronic Communications.  


6. Updating Your Contact Information 

To ensure that you receive Electronic Communications, you should make sure that the contact information in your Coopita user account is accurate. Coopita is not responsible for your failure to receive Electronic Communications if you failed to update your contact information. 


This policy was last updated on September 2015.